Short Term Deposits

(minimum $2,000)

30 - 59 days 0.300%*
60 - 89 days 0.300%*
90 - 179 days 0.300%*
180 - 269 days 0.300%*
270 - 364 days 0.300%*

Term Deposits
(minimum $1,000)

 
Redeemable
Non-Redeemable
1 year
0.600%*
1.100%*
2 years
1.100%*
1.600%*
3 years
1.500%*
2.000%*
4 years
1.700%*
2.200%*
5 years
1.900%*
2.400%*

*interest paid semi-annually

RRSP/RRIF

Variable
(paid semi-annually. Apr & Oct.)
0.250%
1 year 1.100%*
2 years 1.600%*
3 years 2.000%*
4 years 2.200%*
5 years 2.400%*

Personal Loans

Primate Rate 4.25%*
Loans under $3,000 15.00%*

Fixed rate loan varies from 9.50% and up * Variable rate loans varies from P+3.0% *
O/D protection up to $2,000 at P+8.0%
Line of Credit over $2,000 will vary depending on securities starting at P+1.0%*
and up.

 



Senior 60 Account (dp18) 0.250%
Interest paid on minimum monthly balance

Deposit Account (dp12) 0.100%
Interest paid on minimum monthly deposit March & September

Plan 24 (dp13) 0.100%
Interest paid monthly on minimum daily balance


Youth Savings Accounts (dp17) 0.250%
Interest paid monthly on minimum daily balance


Personal 1
Up to $ 1,500.00 0.000%
$ 1,500.01 - $ 3,500.00 0.050%
$ 3,500.01 - $ 5,000.00 0.075%
$ 5,000.01 - $10,000.00 0.100%
$10,000.01 - $25,000.00 0.100%
$25,000.01 - $55,000.00 0.100%
Over $55,000.00 0.100%

No service charges for minimum balance of $1,000 Seniors benefit - 1/4% bonus on each rate category

Current Account Plus

Up to $ 2,500.00 0.000%
$ 2,500.01 - $ 7,500.00 0.050%*
$ 7,500.01 - $15,000.00 0.075%
$15,000.01 - $30,000.00 0.100%
$30,000.01 - $60,000.00 0.200%
$60,000.01 - $100,000.00 0.300%
Over $100,000.00 0.400%


Mortgage Loans
1 year open 7.000%*
1 year closed 5.500%*
2 year closed 5.450%*
3 year closed 5.350%*
4 year closed 5.250%*
5 year closed 5.000%*