|
Short Term Deposits
(minimum $2,000)
| 30 - 59 days |
0.300% |
| 60 - 89 days |
0.300% |
| 90 - 179 days |
0.300% |
| 180 - 269 days |
0.300% |
| 270 - 364 days |
0.300% |
Term Deposits
(minimum $1,000)
| |
Redeemable |
Non-Redeemable |
| 1 year |
0.600% |
1.100% |
| 2 years |
1.100% |
1.600% |
| 3 years |
1.500% |
2.000% |
| 4 years |
1.700% |
2.200% |
| 5 years |
1.900% |
2.400% |
*interest paid semi-annually
RRSP/RRIF
Variable
(paid semi-annually. Apr & Oct.) |
0.250% |
| 1 year |
1.100% |
| 2 years |
1.600% |
| 3 years |
2.000% |
| 4 years |
2.200% |
| 5 years |
2.400% |
Personal Loans
| Prime Rate |
3.50% |
| Loans under $3,000 |
15.00% |
Fixed rate loan varies from 9.50%
and up * Variable rate loans varies from P+3.0%
O/D protection up to $2,000 at P+8.0%
Line of Credit over $2,000 will vary depending
on securities starting at P+1.0%
and up.
|
| Senior 60 Account (dp18) |
0.250% |
Interest paid on minimum monthly balance
| Deposit Account (dp12) |
0.100% |
Interest paid on minimum monthly deposit March & September
| Daily Interest Savings (dp13) |
0.100% |
Interest paid monthly on minimum daily balance
| Youth Savings Accounts (dp17) |
0.250% |
Interest paid monthly on minimum daily balance
Personal 1
| Up to $ 1,500.00 |
0.000% |
| $ 1,500.01 - $ 3,500.00 |
0.050% |
| $ 3,500.01 - $ 5,000.00 |
0.075% |
| $ 5,000.01 - $10,000.00 |
0.100% |
| $10,000.01 - $25,000.00 |
0.100% |
| $25,000.01 - $55,000.00 |
0.100% |
| Over $55,000.00 |
0.100% |
No service charges for minimum balance of $1,000 Seniors benefit
- 1/4% bonus on each rate category
Current Account Plus
| Up to $ 2,500.00 |
0.000% |
| $ 2,500.01 - $ 7,500.00 |
0.050% |
| $ 7,500.01 - $15,000.00 |
0.075% |
| $15,000.01 - $30,000.00 |
0.100% |
| $30,000.01 - $60,000.00 |
0.200% |
| $60,000.01 - $100,000.00 |
0.300% |
| Over $100,000.00 |
0.400% |
Mortgage Loans
| 1 year open |
7.000% |
| 1 year closed |
5.500% |
| 2 year closed |
5.450% |
| 3 year closed |
5.350% |
| 4 year closed |
5.250% |
| 5 year closed |
5.000% |
|
